
Key Features :
Flexible Repayment :
Repayment begins after the completion of the course and includes a moratorium period of up to one year post-study.
Loan Tenure :
Repayment periods can range from 5 to 15 years, depending on the loan amount and terms.
Benefits of Educational Loans:
- Access to Quality Education :
Ensures that financial constraints do not hinder academic aspirations. - Tax Benefits :
Interest paid on educational loans qualifies for tax deductions under Section 80E of the Income Tax Act. - Moratorium Period :
Students have a grace period to focus on their education before repayment begins. - Improved Career Opportunities :
Funding education increases the potential for better career prospects and earnings.